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    <loc>https://pacificcoastmortgage.net/home</loc>
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    <lastmod>2025-10-20</lastmod>
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      <image:title>Home - People, community, company!</image:title>
      <image:caption>Pacific Coast Mortgage began with a deep desire to help people obtain mortgage financing in a comfortable and trustworthy environment. People are the heart of this company. I never give up on my clients, I am a problem solver and mortgage solution-ist! I am hands on with all of my clients, never passing you off. I will be here in the beginning, middle and end of the whole transaction. I am honored to say, my clients become like family to me. I specialize in first time home buyers (FHA, Conventional , VA and USDA loans), move up buyers, investment purchases and refinances: lowering your rate or taking cash out for a project or debt consolidation.   Pacific Coast Mortgage is passionate about our community and about this business. Assisting people achieve home ownership is incredibly rewarding. Watching the smile on their face as they open their new front door and know their hard work achieved such greatness is exhilarating.</image:caption>
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      <image:title>Home - Trust is everything.</image:title>
      <image:caption>We deliver a high measure of trust to you through our level of service, dependability and reliability. We firmly believe honesty is the best policy and together we can accomplish great things. Lets achieve your goals!</image:caption>
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  <url>
    <loc>https://pacificcoastmortgage.net/clients</loc>
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    <lastmod>2022-03-10</lastmod>
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      <image:title>Clients</image:title>
      <image:caption>We cultivate deep and lasting relationships. You are the most important person in this transaction. You are the purpose of our work and a part of our Pacific Coast Mortgage family. It would be our privilege to do business with you and have the opportunity to serve you. We respect you in every way. We will always listen, respond and fulfill our promises to you. We vow to never forget that the highest appreciation is not to utter words but to live by them.  Here at Pacific Coast Mortgage, we greatly value your trust and confidence and sincerely appreciate your loyalty to our business.</image:caption>
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    <loc>https://pacificcoastmortgage.net/contact</loc>
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  <url>
    <loc>https://pacificcoastmortgage.net/about</loc>
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    <lastmod>2025-10-20</lastmod>
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      <image:title>About</image:title>
      <image:caption>I am Julianne Pierce, owner of Pacific Coast Mortgage. Acquiring a home mortgage is one of the largest and most important financial transactions you will ever make, working with someone that you trust and feel is responsive throughout the process is an essential step. I truly understand the lending process, from start to finish. Pacific Coast Mortgage is a family run, second generation mortgage company, originally founded in 1995. I pride myself on always being honest &amp; upfront. I will communicate with you every step of the way, conveying the loan process in understandable terms, always bringing enthusiasm, a solid work ethic, determination and great interpersonal skills!</image:caption>
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    <image:image>
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      <image:title>About - Positivity, Passion &amp; Community!</image:title>
      <image:caption>We have the power to infuse bad into good, create positive from negative and to give hope where there is difficulty. I am grateful to be a part of such a wonderful community and I believe in spreading kindness and positivity in everything I do. Pacific Coast Mortgage is my passion! I love working with people, auditing financial documents, educating first time home buyers and helping families accomplish their goals of home ownership! I am a second generation loan officer. I am unique in the fact that I starting working with my father at a young age, on the operations side; gathering documents, processing and packaging loans. Being in this business from a young age has taught me that every loan is its own puzzle. I truly enjoy helping people achieve the dream of home ownership. “Alone, we can do so little; together, we can do so much” – Helen Keller.</image:caption>
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  <url>
    <loc>https://pacificcoastmortgage.net/get-started</loc>
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    <lastmod>2019-12-01</lastmod>
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